Millions of Americans qualify for Social Security Disability benefits — but never apply. Our experts guide you through every step, at no upfront cost.
Answer a few quick questions — takes about 2 minutes. A disability representative will review your case for free.
No upfront cost. We only get paid if we win your case.
No upfront cost. We only get paid if we win your case.
The SSDI process has several stages — and knowing what to expect makes all the difference. Having an advocate by your side from the start ensures things are handled properly the first time, avoiding the costly delays that come from mistakes.
You file your application with the Social Security Administration — online, by phone, or at your local SSA office. The SSA reviews your medical records, work history, and functional limitations. This stage has a 67% denial rate nationally.
💡 Having an advocate prepare your application correctly from the start significantly reduces the risk of denial due to incomplete or improperly framed evidence.
If your initial application is denied, you have 60 days to request reconsideration. A different SSA examiner reviews your case along with any new evidence. This stage also has a high denial rate — but it is a required step before you can request a hearing.
💡 Deadlines are strict. Missing the 60-day window can force you to start over completely — losing months of potential back pay.
If denied at reconsideration, you can request a hearing before an Administrative Law Judge (ALJ). This is where the majority of cases are ultimately won or lost. The ALJ reviews all evidence, hears testimony, and makes an independent decision.
💡 Claimants with professional representation are significantly more likely to be approved at the ALJ level. Knowing how to present your case — and what the judge needs to hear — is everything at this stage.
If the ALJ denies your claim, you may appeal to the SSA's Appeals Council. The Council can uphold the denial, reverse it, or send the case back to an ALJ for a new hearing. While many requests are denied review, a strong legal argument can make the difference.
💡 Your advocate will review the ALJ decision for errors of law or fact that can form the basis of a strong appeal.
When your case is approved, you receive monthly disability benefits going forward — and a lump-sum back pay payment covering the period from your established onset date. The average back pay award is over $10,000.
There is no upfront cost for SSD Experts' representation. Our fee — regulated by federal law and capped at $9,200 — is only collected from your back pay if you win. If you don't win, you pay nothing.
The process is long — but you don't have to go through it alone. Let us handle it from day one.
Check If I Qualify — FreeWe built SSD Experts because navigating the disability system shouldn't require a law degree. Here's what sets us apart.
Have questions? We have answers.
Social Security Disability Insurance (SSDI) is a federal program that provides monthly benefits to individuals who are unable to work due to a qualifying medical condition. It is funded through Social Security taxes paid during your working years.
The main criteria are: (1) You have a medical condition — physical or mental — that prevents you from working consistently. (2) Your condition has lasted or is expected to last at least 12 months, or is terminal. (3) You have worked at least 5 of the last 10 years and paid Social Security taxes. Use our eligibility screening above, or contact us for a free personal review.
Each stage of the SSDI process — initial application, reconsideration, and hearing — typically takes 4–8 months. That means the full process can take up to 2 years or more if denied at each level. Working with experienced advocates helps you build the strongest possible case and avoid costly mistakes that cause further delays.
There is no upfront cost. Our consultation and case review are completely free. We operate on a contingency basis — we only get paid if you successfully receive benefits. No out-of-pocket cost, no financial risk.
A denial is not the end. Many people who were initially denied go on to receive benefits after appealing. Contact us as soon as possible after a denial — there are strict deadlines for filing appeals, and having expert guidance significantly improves your chances.
What truly matters is how your condition affects your ability to work — not the diagnosis itself.
Physical conditions like back and spine problems, joint disease, heart conditions, COPD, and diabetes can qualify. So can mental health conditions like depression, anxiety, PTSD, and bipolar disorder. Neurological conditions, cancer, autoimmune disorders, chronic pain, and many other illnesses are also commonly approved — as long as the medical evidence shows your limitations are severe enough to prevent consistent, full-time work.
In fact, many successful claims involve a combination of conditions that, taken together, make it impossible to sustain employment — even if no single diagnosis would qualify on its own.
If your health is genuinely preventing you from working, there's a good chance you have a case worth exploring. Our team can review your situation and give you an honest assessment at no cost.